Student Loans Information
* Federal student loans made to students directly: No payments while enrolled in at least half time status. If a student drops below half time status, the account will go into its 6 month grace period. If the student re-enrolls in at least half time status, the loans will be deferred, but when they drop below half time again they will no longer have their grace period. Amounts are quite limited as well.
* Federal student loans made to parents: Much higher limit, but payments start immediately.
* Private student loans made to students or parents: Higher limits and no payments until after graduation, although interest will start to accrue immediately. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of higher education.
- Student Loan Consolidation
This video provides information for those who are interested in consolidating their federal student loans.
- Financial Aid Basics
Families and students need to realize that the financial aid office is the number one source of information for them. You know a college you want to attend but maybe you’re not sure how to pay for it.
- College Financial Aid Secrets
You’re interested in saving the maximum amount saving thousands of dollars on your college education. Now, what I am about to give you is a free report entitles “How to pay for college without going broke”.
- Tips on College Financial Aid and Admissions
By next year or the year after, the annual number of high school graduates in the U.S. will peak to about 2.9 million that following a 15 year climb.
- Different Types of Financial Aid
It’s important to understand the different types of financial aid that are available and also what they mean. Let’s say you complete the financial aid application in the spring of your senior year and then you get the financial aid package or the financial aid offer from all these different schools to which you’ve applied.
- College Financial Aid and Admissions
I’ve spent the last couple of months videotaping myself giving advice on how to take the SAT. But I know that getting a good SAT score is not all you need to do to get into a good college.
- College Selection, Admissions, Financial Aid Tips 1
I created this presentation as a service to most motivated students and their families so they have a baseline of knowledge as they approach the daunting task of post-secondary planning and transition.
- College Selection, Admissions, Financial Aid Tips 2
Well, we ended last time by starting to talk about misconceptions. Let’s talk about a couple more. Another misconception has to do with public vs. private.
- College Selection, Admissions, Financial Aid Tips 3
I want you to know that if you send your stuff in October, you’re going to get answers sooner. You might get an answer as soon as December or maybe for some schools the wait till early in the spring.
- College Selection, Admissions, Financial Aid Tips 4
Well keep in mind this might be the simplified view of the current student financial aid delivery system. So let’s simplify it even more. Try to think in these terms, you’ll pay for college in thirds.
- Making Sense of Financial Aid
The first thing that I would recommend is that you get a folder and you write financial aid across in front of it. And then when you start filling out your forms or you start looking at the colleges that you’re interested in, you start putting information on the folder.
- 10 Ways To Screw Up Financial Aid and How to Avoid Them
Today in Smart Money we’re talking about helping your kids pay for their college education. Daniel Winston is president of Professional Education Services and has written several books including “Cash for College”, something every parent hopes to get a hold off.
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