How to Get My Student Loan Discharged or Forgiven

Hello, I’m Cherry Ashwood. I’m a guidance counselor. And today, l would like to talk to you how to get your student loans discharged or forgiven. The repayment of student loans is about as unavoidable as death and taxes. But there are couple of programs that will help you get them discharge or forgiven, in either case you won’t have to pay all or a portion of the loans.

Some of these programs may require you to major in a certain area in work in a certain profession, a certain area of the country upon graduation. For example, a lot of education programs, there is a teacher shortage. There are lot of programs that if you work in something like a low-income school or certain rural areas, that they will forgive all or part of your student loan.

I know that a certain extent of military time in the government will forgive or discharge a part of your loans. And there is also if you’re having undue hardship, heaven forbid, you can file a chapter 7 bankruptcy and this may also discharge your student loans. I’m Cherry Ashwood. I’m a guidance counselor. And your future starts today.